Zixin Wang

• · Reviewed client bank statements, verifying solvency and flagging risk indicators such as irregular large-sum transactions and high credit utilization to recommend adapted financial product

• · Surveyed 500+ community members, finding 70%+ avoided equity products in favor of guaranteed returns and <15% used mobile banking, informing targeted product adjustments that improved subscription conversion

• · Identified peak congestion windows at branch level and proposed pre-filling account forms in queuing areas, reducing average client wait time by 10-15% and improving community service satisfaction

• · Performed financial due diligence on the capital structure of a US$71M road infrastructure project, traced US$64M in Government Bond allocations and US$7M in equity contributions, confirming full fund utilization and zero regulatory breaches at completion

• · Compared approved budgets against final costs across work streams within a US$71M project, identifying US$8M in material variances, preventing asset misvaluation

• · Executed the valuation for road assets. By establishing an cost-apportionment model, allocated US$6.34M in soft costs between new and renovated assets based on a logical ratio to ensure the accuracy and fairness ofthe carrying value

• · Led 30+ home visits and workshops for left-behind children to help improve emotional well-being and classroom participation

• · Applied qualitative observation to assess participant needs, co-developed group activities tailored to rural social dynamics and child development

• · Built trust with 20+ families through ongoing dialogue, enhancing program retention and parental participation