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Aakash GuptaAG

Aakash Gupta

Product Strategy, Credit Cards and Fintech

€860/day
Temasek, SG
8-15 years

Average response time: 1 hour

About Aakash

- 9 years of experience in the credit card and fintech industry.
- Expert in launching and managing credit cards, digital wallets
- Launched credit cards and BNPL solutions across APAC and MENA
- Experience as product owner and managing consultant in fintech industry
- Expert in 0 to 1 fintech products

  • English

    Native or bilingual

Can work on-site
Temasek (up to 50km)

Experience

  • DELIVERY HERO APAC
    Lead Product Owner, Fintech
    November 2021 - Today (4 years and 7 months)
    EU & YOU, Graz, ST, Austria
    Leading a team of 2 Product Owners and 3 Product Managers
    Co-brand Credit Cards
    • Launched co-brand cashback credit card program in Taiwan, successfully issuing 100K+ cards issued in 6 months
    • Led RFP for 6 banks and signed an APAC-wide scheme partnership worth USD 8M for the cobrand programs
    • Developed card value proposition and Go-to-market strategy to drive 500K cards in 5 years
    • Designed customer journey and led integration with issuer's platform to achieve card activation rate > 75%
    Loyalty Partnership
    • Managed P&L for loyalty partnership with Yuu in Singapore and Hong Kong driving USD 12M revenue in the next 2 years
    • Developed feature to pay directly with Yuu points on foodpanda platform with 600K monthly users
    Merchant and Rider Lending
    • Partnered with lenders across 4 markets to provide 12K+ loans to restaurants and riders, total loan amounting over USD 15M
    • Built embedded financing product to allow collection of repayments from the merchant and rider setlement process
    Pandapay, foodpanda's Closed Loop Wallet
    • Launched mixed payments and cashback vouchers to increase adoption of Pandapay to 1 Million monthly active users in APAC
    • Launched cashback campaigns with external partners driving USD 20M+ revenue as cashback
    Payment Checkout Experience
    • Generated USD 2M+ in partnership revenue by monetising payment method Switch functionality on checkout page
    • Saved 40% of lost orders on foodpanda due to payment failures by offering instant credit during checkout
  • Asia Pacific
    Mastercard Product Consultant
    June 2016 - October 2021 (5 years and 4 months)
    Engagement Manager
    • Developed credit card value propositions for diverse segments, through consumer research, strategic go-to-market planning, and detailed evaluation of card P&L for issuers across Asia-Pacific and the Middle East.
    • Designed and implemented a targeted card dormancy revitalization strategy for a leading Malaysian issuer, resulting in a 28% increase in reactivated customers and a 60% rise in spending during the promotional period.
    • Revamped the credit card fraud management strategy for a major Indian bank by integrating fraud rules leveraging Mastercard's DI score, delivering a net financial benefit of $3M over 12 months
    • Designed product strategy for two emerging banks focused on banking and payment needs for teenagers in India
    • Outlined strategy roadmap for a P2P payments app focusing on international remitances for a leading South African bank
    • Seconded to a prominent acquiring bank in Australia for one year as part of a multi-organizational project team overseeing a merchant remediation program valued at over AUD 120 million.
    Data Analyst
    • Developed an end-to-end product for commercial card managers to identify opportunities across their various programs
    • Devised cardholder behaviour segmentation and tailored campaigns, driving 10% spend uplift for a UAE issuer
    Business Development – Asia Pacific [Side-Hustle]
    • Sold multiple strategy projects to banks for new card program and enhancing authorization and fraud performance
    • Envisioned opportunities in BNPL space to mitigate the loss from declining credit card business for an Australian issuer

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Education

  • Bachelor of Technology
    Indian Institute of Technology Roorkee
    2016
    Bachelor of Technology,

Skill set

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