About Habib
English
Native or bilingual
Experience
- Abound (Fintern Group),Finance Analyst - Cost & ForecastingDecember 2024 - Today (1 year and 6 months)London, UKRegulated UK consumer credit lender with SPV-funded structures and multi-entity reporting. Role focused on financial performance, revenue/cost insight, forecasting and senior stakeholder reporting.• • Own monthly cost and overhead analysis across Product, Technology, and Operations cost centres, producing clear variance commentary vs budget and forecast for senior stakeholders• • Prepare and update rolling forecasts, working with lending and servicing teams to review staffing, vendor and operational assumptions; reduced recurring forecast variances by c.20%• • Review purchase orders, accruals, and prepayments to ensure accurate month-end balance sheet positioning; maintained on-time close with no audit adjustments• • Monitored third-party spend trends during routine cost reviews and flagged a 14% increase early, helping mitigate c.£120k of forecasted overspend• • Support monthly cost review meetings by explaining forecast movements, cost drivers and areas of pressure to non-finance stakeholders• • Improve reporting templates and validation checks, reducing month-end close time and recurring data issues• • Support legal-entity performance reporting within SPV structures for audit and funder oversight.Scope & Impact: Multi-entity group | SPV funding | £m-level cost base | Weekly & monthly leadership reporting | Regulated environment.
- Chemonics International,Project AccountantNovember 2023 - November 2024 (1 year)London, UKGlobal consultancy delivering complex, contract-driven development projects. Role focused on financial planning, forecasting, revenue recognition and performance oversight.• • Supported financial management of £200m+ project portfolios, tracking budgets, forecasts and delivery against contractual requirements.• • Prepared monthly and quarterly management reports with variance analysis and forward-looking commentary for director-level governance forums.• • Improved forecast accuracy by challenging assumptions and analysing multi-currency cost and revenue trends, reducing forecast deviations across reporting cycles.• • Supported audit processes by responding to queries and strengthening revenue recognition and cost recovery controls in line with IFRS principles• • Automated SAP reporting routines, reducing manual rework and improving reporting turnaround by 30%• • Presented financial risks, performance drivers and mitigation actions to senior stakeholders, supporting investment and delivery decisions.• • Worked with international teams to improve consistency of financial data and reporting quality across regions.Scope & Impact: £200m+ budgets | Multi-currency | Senior governance forums | Contract-driven revenue oversight
- Creative United,Finance Operations OfficerApril 2022 - October 2023 (1 year and 6 months)London, UKPublicly funded organisation delivering national programmes. Role bridged financial operations and performance reporting.• • Produced monthly draft management accounts and budget vs actual analysis across £3m+ programmes, highlighting variances and advising programme leads on corrective actions.• • Supported annual budgeting cycles by building cost models and validating assumptions, improving forecast reliability and accountability.• • Reconciled 500–800 transactions monthly, ensuring data accuracy, audit compliance and reliable reporting outputs.• • Improved financial controls, month-end close time and reporting templates, reducing processing time by 30% and strengthening audit readiness.• • Partnered with non-finance stakeholders to improve understanding of financial performance and funding constraints.
Recommendations
Be the first to recommend Habib
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- CIMA QualifiedKaplan UK2026CIMA Finalist
- MBAUniversity of Greenwich2022MBA