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Julie PhamJP

Julie Pham

Product Manager

€556/day
Leuven, BE
3-7 years

Average response time: 1 hour

About Julie

Product Manager with 7+ years of experience scaling financial and enterprise tech products.

Proven track record of leading cross-functional teams to exceed revenue targets (120% at Grab) and accelerating product adoption through data-driven digital transformation.

Combines deep financial domain expertise with hands-on technical proficiency in AI architecture (Agentic LLMs, RAG) to bridge the gap between complex engineering and user-centric business strategy.
  • English

    Native or bilingual

  • Dutch

    Basic

  • Vietnamese

    Native or bilingual

Can work on-site
Leuven (up to 50km), Brussels (up to 50km), Amsterdam (up to 50km)

Experience

  • Grab Holding Inc
    Commercial Assistant Manager (Local Product Manager)
    BANKING AND INSURANCE
    January 2025 - September 2025 (8 months)
    Singapore, Singapore
    •Managed Grab's fintech products launching in Vietnam, driving the team to exceed H1 2025 revenue targets at 120%.

    •Led cash loan program digitalization, expanding nationwide across 53 cities and growing portfolio by 45% within the first 6 months.

    •Collaborated with engineering and risk teams to develop an AI-assisted underwriting tool, accelerating loan approval time by 25%.

    •Optimized loan pricing matrix by replacing static with behavior-driven interest rates, increasing product adoption from 10% to 11%.
    Product Development Project Management Business development Business analysis
  • Grab Holding Inc.,
    Commercial Associate (Local Product Manager)
    TECH
    December 2021 - December 2024 (3 years)
    Singapore, Singapore
    •Led the end-to-end development of Grab's SME shop-now-pay-later platform, financing over 3,000 businesses in first 8 months.

    •Coordinated Finance, Legal, and Engineering teams to build an automated revenue collection tool, reducing collection workload by 80%.

    •Executed A/B testing on pricing matrix based on user NPS insights, identifying optimized interest rates that increased loan take-up rate by 15%.

    •Recognized with the 2024 Regional CEO award for exceptional performance.
    Fintech Data analysis Project Management Business development Business analysis
  • Techcombank,
    Senior Product Management Specialist
    BANKING AND INSURANCE
    September 2020 - November 2021 (1 year and 2 months)
    •Designed cash and liquidity management solutions for large corporate clients across 15+ subsidiaries, increasing corporate deposits by 12%.

    •Improved onboarding processes to meet FATF (AML/KYC) requirements while preserving user experience.

    •Promoted to senior specialist half a year ahead of schedule due to strong performance.
    Compliance liquidity management Business analysis Project Management

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Education

  • Master of Information Management
    KU Leuven
    2026
    Master of Information Management
  • B.A
    Foreign Trade University
    2018
    B.A

Certifications

Skill set

Categories