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About Marko

I am a Tech Lead and Software Architect with 10+ years of experience building and evolving complex backend systems in fintech, payments, and fraud detection environments.

My strength lies in combining architecture and hands-on development. I design scalable, high-availability distributed systems and actively contribute to implementation, especially in critical backend components. I have led teams, defined technical standards, and aligned engineering decisions with business and regulatory requirements.

I have worked on real-time fraud detection systems, payment integrations, ML-based risk scoring platforms, and microservices-based architectures. I am comfortable working in high-load, regulated environments where stability, performance, and reliability are critical.

Technically, I specialize in Java and Spring-based ecosystems, event-driven architectures (Kafka, MQ), distributed systems, and cloud/container platforms. I enjoy solving complex integration challenges and turning business requirements into clean, maintainable technical solutions.

I am open to Tech Lead, Software Architect, and Senior Backend missions where I can both guide the technical direction and contribute directly to delivery.
  • Croatian

    Native or bilingual

  • English

    Fluent

Remote only
Primarily works remotely

Experience

  • NEXI CROATIA
    SOFTWARE ARCHITECT
    January 2022 - January 2025 (3 years)
    Fintech / Banking / Fraud Detection
    2022 – 2025
    Fraud Management System (Real-Time & Near Real-Time)
    Designed and delivered full Real-Time fraud detection integration with bank authorization systems
    Maintained and upgraded Near Real-Time fraud platform
    Authored Solution Design Document
    Defined system architecture, scalability model, HA & DR strategy
    Aligned fraud detection flows with authorization systems


    ML / AI Risk Scoring Platform
    Contributed to architecture of ML-based risk scoring platform
    Designed data ingestion & processing architecture
    Supported real-time risk scoring
    Ensured architectural consistency across fraud & banking systems


    Technical Leadership
    Led fraud domain engineering team
    Defined coding standards
    Coordinated with QA automation team
    Led Vue.js migration initiative
    Maintained architectural documentation


    Environment: Java, Spring, Kafka, IBM MQ, RHEL, Oracle, Spark, Flink
    Real-Time Fraud Detection Systems Payment & Authorization System Integration Distributed Systems Architecture (Java / Spring) Event-Driven Architecture (Kafka / MQ) Technical Leadership & System Governance
  • FARSHORE
    SOFTWARE ARCHITECT / TECH LEAD
    June 2021 - September 2022 (1 year and 3 months)
    Multiple Industries – Payments, AI, Education, Automotive
    2021 – 2022
    Technical Lead across ~10 custom digital platforms
    Defined end-to-end system architectures
    Delivered PoCs
    Led engineering teams
    Coordinated directly with founders & CEOs


    Key Projects:
    Payment Gateway Integration (Payload.co)
    Architected secure external payment gateway integration
    Ensured production-ready, compliant payment flows


    EV Charging Telemetry Platform
    Designed real-time telemetry ingestion system
    Defined streaming architecture
    Designed monitoring & analytics components


    Community & E-learning Platforms
    Architected scalable platforms for digital learning & networking


    Environment: Java, Spring, Kafka, AWS, Docker, React, PostgreSQL
    End-to-End Solution Architecture Technical Leadership & Team Coordination Payment Gateway Integration (Stripe / PayPal / Custom APIs) Cloud-Native & Microservices Design (AWS / Docker) Proof of Concept (PoC) Development & Technical Validation
  • Multiple Industries
    Software architect / Tech lead
    January 2021 - January 2022 (1 year)
    • ● Technical Lead across ~10 custom digital platforms
    • ● Defined end-to-end system architectures
    • ● Delivered PoCs
    • ● Led engineering teams
    • ● Coordinated directly with founders & CEOs
    Proof of Concept (PoC) Development & Technical Validation Technical Leadership & System Governance End-to-End Solution Architecture Technical Leadership & Team Coordination Payment Gateway Integration (Stripe / PayPal / Custom APIs)

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Education

  • Banking / Fraud Detection
    Banking / Fraud Detection
  • Oracle Certified Associate – Java SE 8 IBM Certified System Administrator – WebSphere
    Oracle Certified Associate – Java SE 8 IBM Certified System Administrator – WebSphere

Skill set

Categories