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Malt Strategy
Naoufal El YoussfiNE

Naoufal El Youssfi

Senior Data Scientist

€630/day
Brussels, BE
3-7 years
Python
SQL
Microsoft Power BI
Machine learning
Git

Average response time: 1 hour

About Naoufal

I’m a multilingual data scientist and econometrics specialist with a strong background in quantitative finance and machine learning. After several years at PwC Amsterdam leading data-driven financial modeling projects, I now help organizations turn complex data into clear business insights. I specialize in predictive analytics, Power BI dashboards, and data transformations. Having lived and worked across multiple countries, I bring a global mindset, adaptability, and clear communication in seven languages. My goal is to deliver high-impact, data-based solutions that drive real business value.
Banking and Financial Services
Public Sector

  • English

    Native or bilingual

  • French

    Fluent

  • Dutch

    Native or bilingual

  • Spanish

    Fluent

  • Portuguese

    Conversational

  • German

    Conversational

  • Russian

    Basic

Can work on-site
Brussels (up to 50km)

Experience

  • PwC
    Senior Associate
    December 2020 - January 2024 (3 years and 1 month)
    Amsterdam, Netherlands
    • Expert in machine learning and financial modeling.
    • Led data-driven financial risk assessments using Bayesian methods.
    • Developed predictive models for credit risk
    • Built ML models for corporate default probability.
    • Developed numerous interactive dashboards and reports in Power BI, supporting data-driven decision making.
    Financial services: Involved in a rate curve development project. In
    which we compared the
    interest rate curves of the client to the standard and other banks.
    Furthermore, worked on
    an IBOR transition topic. Helped with smoothing processes, making
    financial reports and all
    kinds of data related tasks.
    • FINCAD/DAT/Bloomberg: Gained quite some knowledge on
    derivative valuation with the
    FINCAD model.
    • Insurance company: Data quality assessment of non-economical
    assumptions
    • L&D: Made a workshop for real estate agents as an introduction to
    machine learning.
    • SQL review: Performed SQL reviews for all kinds of companies.
    Microsoft Power BI Machine learning Predictive Modeling Data modeling Python
  • Zanders
    Researcher
    January 2020 - March 2020 (3 months)
    Bussum, Netherlands
    Developed advanced machine learning models to estimate and monitor corporate default probability, improving risk forecasting accuracy across financial portfolios.
  • Vastgoedpromotie
    Manager
    January 2016 - January 2021 (5 years)
    The Hague, Netherlands
    Oversaw real estate investment strategies, including market analysis, portfolio optimization, and negotiation of high-value property acquisitions and sales.

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Education

  • Bachelors Applied Physics
    TU Delft
    2018
    Graduated with Cum Laude
  • Masters Econometrics specialized in Quantitative Finance
    Erasmus University Rotterdam
    2020
Check out Naoufal's education

Certifications

Skill set

VBA
Microsoft Azure
Microsoft Excel
Power query
Data modeling
Regression
Data quality
Data cleaning
Feature Engineering
Model Optimization
Model Training and Evaluation
Predictive Modeling

Categories